Centrum Capital LimitedQ1 FY27 Results & Financial Update
Centrum Capital Limited: Q1 FY27 consolidated results and company financials – revenue ₹911.98 Cr, PAT ₹-148.80 Cr. Explore reported YoY/QoQ movements, margins, business drivers and management commentary. This page does not provide a rating, target price or investment recommendation.
Quarter at a glanceCurrent reported figures.Change figures appear when a comparable reported period is available.
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Quarterly Results AnalysisExplore Centrum Capital Q1 FY27 quarterly results and earnings: revenue, profit (PAT), EBITDA, margins, YoY and QoQ growth, order book or business updates where reported, financial performance and management commentary. Reported figures and Nivata calculations are shown separately; no buy, sell or hold recommendation is provided.
Quarter overview
Quarterly earnings analysis
Centrum Capital Limited reported consolidated total income of INR 941.64 crore for the quarter ended 30 June 2026 (Q1 FY27), underpinned by consolidated revenue from operations of INR 911.98 crore.
The group recorded a consolidated loss before tax (PBT) of INR 153.08 crore for the quarter, reflecting substantial cost pressures and operating expenditures across its consolidated subsidiaries.
Net loss after tax (PAT) stood at INR 148.80 crore for Q1 FY27, resulting in a negative basic earnings per share (EPS) of INR 1.90 for the period.
Total expenses and overheads during the quarter outpaced top-line inflows, led by finance costs of INR 54.43 crore and depreciation and amortization charges of INR 37.69 crore.
Other income contributed INR 29.66 crore to the overall income pool, providing a partial offset to operational expenditure before accounting for tax adjustments.
The tax credit for the quarter was recorded at INR 4.27 crore, mitigating the pre-tax loss marginally to arrive at the final consolidated net loss figure.
Centrum Capital Limited reported consolidated total income of INR 941.64 crore for the quarter ended 30 June 2026, alongside total revenue from operations of INR 911.98 crore, reflecting the scale of its consolidated financial services and operating verticals.
The group recorded a consolidated loss before tax (PBT) of INR 153.08 crore and a net loss after tax (PAT) of INR 148.80 crore for the first quarter of fiscal year 2027, yielding an earnings per share (EPS) of INR -1.90.
01 · Business model
What does Centrum Capital do?
Centrum Capital Limited operates as a diversified financial services enterprise with active business interests across institutional and retail financial sectors. The group delivers a wide suite of offerings encompassing microcredit, affordable housing finance, small and medium enterprise (SME) lending, wealth management, investment banking, and institutional broking services.
The institutional and advisory verticals serve corporate clients, institutional investors, and high-net-worth individuals, providing debt capital markets, mergers and acquisitions advisory, and equity placement capabilities. These divisions generate transaction-based fee income alongside recurring advisory revenues.
On the lending side, the group reaches retail and semi-urban borrowers through specialized subsidiaries, focusing on secured and unsecured credit portfolios designed to capture underserved domestic financial segments.
The consolidated operating model blends interest income generated from lending books with fee, commission, and other non-interest revenues from advisory, broking, and wealth management operations, while bearing corresponding financing, operational, and credit-provision expenses.
02 · Financial snapshot
Current-quarter financial snapshot
| Metric | Q1 FY27 |
|---|---|
| Revenue from operations | ₹911.98 Cr |
| Total income | ₹941.64 Cr |
| Profit before tax | ₹-153.08 Cr |
| Profit after tax | ₹-148.80 Cr |
| EPS | ₹-1.90 |
Financial interpretation
What the reported numbers mean
Profit after tax represented -16.3% of reported quarterly operating revenue. This is a calculated net-profit-to-sales ratio, not a company-reported operating margin. It measures the outcome after expenses and tax; it does not, by itself, establish how margins changed versus another period.
Profit before tax was equivalent to -16.8% of quarterly operating revenue. The distinction between pre-tax and post-tax profit matters when interpreting earnings; neither ratio identifies an underlying cost driver without a properly matched comparative period.
Total income exceeded operating revenue by ₹29.66 crore. This is the disclosed difference between the two lines, not incremental sales. The distinction matters when assessing how much of the quarter’s reported income came from the operating top line.
Ratios above are calculated from the reported quarterly figures. They are analytical descriptions, not company-reported margin guidance or an investment recommendation.
03 · Why it moved
Why the quarter looked the way it did
What drove revenue
Revenue from operations reached INR 911.98 crore for Q1 FY27, complemented by other income of INR 29.66 crore, bringing total consolidated income to INR 941.64 crore.
Top-line generation combines interest earnings from lending operations across microfinance, housing, and SME segments with fee-based income from investment banking, wealth management, and broking services.
Reported INR 911.98 crore for Q1 FY27, representing the aggregate topline generated across the group's operating subsidiaries and business lines.
Contributed INR 29.66 crore to the overall income pool of INR 941.64 crore, supporting total consolidated inflows.
What drove margins
Borrowing and interest expenses stood at INR 54.43 crore for the quarter, forming a major component of recurring operational outlays.
Depreciation and amortisation expenses amounted to INR 37.69 crore, reflecting fixed asset and right-of-use asset utilization across the group.
The company recorded a negative tax expense (tax credit) of INR 4.27 crore for the quarter, providing a minor dampening effect on the bottom-line loss.
Absorbed INR 54.43 crore during the quarter, constituting a notable ongoing charge against operational earnings.
Stood at INR 37.69 crore for the quarter, reflecting fixed asset and lease amortisation overheads.
04 · Pressure points & risks
What is not going smoothly
The group incurred a consolidated net loss after tax of INR 148.80 crore for Q1 FY27, driven by high operational and financing expenses relative to top-line generation.
05 · Cash flow & balance sheet
Profit is one thing. Cash and funding tell another part of the story.
Capital allocation & funding
Consolidated finance costs for the quarter were reported at INR 54.43 crore, supporting the debt-funded operations of the group's lending and financial services subsidiaries.
06 · Key Q&A
The quarter, answered directly
What does Centrum Capital do?
Centrum Capital Limited operates as a diversified financial services enterprise with active business interests across institutional and retail financial sectors. The group delivers a wide suite of offerings encompassing microcredit, affordable housing finance, small and medium enterprise (SME) lending, wealth management, investment banking, and institutional broking services.
What is the clearest takeaway from Q1 FY27?
Centrum Capital Limited reported consolidated total income of INR 941.64 crore for the quarter ended 30 June 2026 (Q1 FY27), underpinned by consolidated revenue from operations of INR 911.98 crore.
What drove revenue or demand?
Revenue from operations reached INR 911.98 crore for Q1 FY27, complemented by other income of INR 29.66 crore, bringing total consolidated income to INR 941.64 crore.
What mattered most for margins or profitability?
Borrowing and interest expenses stood at INR 54.43 crore for the quarter, forming a major component of recurring operational outlays.
What are the main pressure points disclosed for the quarter?
The group incurred a consolidated net loss after tax of INR 148.80 crore for Q1 FY27, driven by high operational and financing expenses relative to top-line generation.
What should the next disclosure help confirm?
Monitor subsequent quarterly filings to track whether consolidated expenses moderate and whether lending and fee-based segments approach operational breakeven.
07 · Scenario calculator
Earnings sensitivity: what if growth and margins change?
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08 · Next filing checkpoints
What the next disclosure can confirm or change
- 01
Profitability and Cost Rationalization: Monitor subsequent quarterly filings to track whether consolidated expenses moderate and whether lending and fee-based segments approach operational breakeven.
- 02
Subsequent Quarter Filings: Monitor upcoming quarterly disclosures for sequential trends in consolidated revenue generation, cost rationalisation, and progress toward bottom-line break-even.
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