Terms & Conditions

Simple terms.
Clear boundaries.

The terms that govern use of Nivata Wealth, its complimentary public utilities, market information and original website materials.

No Investment Advice

The website’s results briefs, calculators and market information are general informational utilities.

Market Data and Third-Party Services

Some market features are delivered through embedded or connected third-party services. Availability, coverage, refresh timing and exchange-related delays can vary. Any attribution that appears inside an embedded market component is controlled by that component.

Mutual-Fund Information

Mutual-fund returns are historical point-to-point calculations. Periods shorter than one year are shown as absolute returns; periods of one year or longer are annualised using CAGR. Returns do not include every cost, tax or investor-specific cash flow. Past performance may or may not be sustained in the future. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

IPO and GMP Information

IPO names, status, dates, price bands, overall subscription and GMP may change, be delayed or be incomplete. Grey market premium is unofficial and unregulated.Any GMP reference price is only upper issue price plus GMP and is not a listing forecast, fair-value estimate or recommendation.Current IPO calendar, overall subscription and GMP fields are refreshed and cached server-side; values may be delayed or incomplete during upstream interruptions. Detailed IPO pages are factual summaries and are technically restricted from publishing security-specific recommendations, ratings, target prices, valuation opinions, expected returns, listing forecasts or a participation view. Review material issue information, terms and risks independently before relying on it.

Bullion Information

Displayed bullion values are reference fields, not jeweller retail quotes. Local prices can differ because of purity, taxes, duties, making charges, premiums, location, time and dealer terms.

Trade Data

Trade Pulse is a research aid built from published trade tables. Trade data can be revised, delayed, reclassified or temporarily unavailable. A rise or fall in a commodity group does not by itself establish company revenue, margins, profitability or an investment conclusion. Verify material trade figures and product classifications independently before relying on them.

Quarterly Results Briefs

Results Briefs are statistical summaries of reported company data. Company disclosures can be revised and presentation units or accounting treatment can differ between periods.Verify material figures, notes, accounting treatment and revisions independently before relying on them.

No Warranty

Reasonable efforts are made to identify stale or unavailable information, but accuracy, completeness, timeliness and uninterrupted availability are not warranted. Always verify material information independently.