SIL Investments LimitedQ2 FY27 Results & Financial Update
SIL Investments Limited: Q2 FY27 consolidated results and company financials – revenue ₹39.35 Cr, PAT ₹29.20 Cr. Explore reported YoY/QoQ movements, margins, business drivers and management commentary. This page does not provide a rating, target price or investment recommendation.
Quarter at a glanceCurrent reported figures.Change figures appear when a comparable reported period is available.
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Quarterly Results AnalysisExplore SIL Investments Q2 FY27 quarterly results and earnings: revenue, profit (PAT), EBITDA, margins, YoY and QoQ growth, order book or business updates where reported, financial performance and management commentary. Reported figures and Nivata calculations are shown separately; no buy, sell or hold recommendation is provided.
Quarter overview
Quarterly earnings analysis
SIL Investments posted consolidated total revenue of INR 39.35 crore for the quarter ended September 30, 2026, marking a robust expansion compared to the preceding quarter.
Total income for Q2 FY27 stood at INR 39.53 crore, supported by interest income of INR 3.84 crore and other operating inflows of INR 0.18 crore.
Profit before tax (PBT) reached INR 35.59 crore, reflecting strong operational earnings and efficient cost management across the investment portfolio.
Net profit after tax (PAT) for the quarter settled at INR 29.20 crore after accounting for a tax expense of INR 6.39 crore.
Basic and diluted earnings per share (EPS) for the period came in at INR 27.14, demonstrating healthy per-share earnings generation for shareholders.
Finance costs remained exceptionally low at INR 0.01 crore, underlining a virtually debt-free capital structure or minimal reliance on external borrowings.
Depreciation and amortization expenses were recorded at INR 0.72 crore for the quarter, while provisions stood at INR 1.01 crore.
01 · Business model
What does SIL Investments do?
SIL Investments Limited operates as a non-banking financial company (NBFC) engaged in investment and lending activities, deploying capital across various financial instruments and asset classes.
The company generates its revenue primarily through interest income earned on loans or investments, alongside other operating streams such as dividend income, capital gains, and investment returns.
As a consolidated entity, SIL Investments captures the financial performance of its underlying subsidiaries and holdings, reflecting broader portfolio movements and investment realizations.
The underlying economic model depends heavily on capital preservation, prudent asset allocation, timely deployment of funds, and managing financing and operating costs to maintain profitability.
02 · Financial snapshot
Current quarter vs the available comparable
| Metric | Q2 FY27 | Previous quarter |
|---|---|---|
| Total income | ₹39.53 Cr | ₹23.75 Cr |
| Interest income | ₹3.84 Cr | ₹3.86 Cr |
| Other income | ₹0.18 Cr | ₹0.00 Cr |
| Provisions | ₹1.01 Cr | — |
| Profit before tax | ₹35.59 Cr | ₹20.83 Cr |
| Profit after tax | ₹29.20 Cr | ₹20.54 Cr |
| EPS | ₹27.14 | ₹19.09 |
03 · Earnings & margin drivers
What drove earnings and margins
What drove net interest income and earnings
Consolidated revenue reached INR 39.35 crore in Q2 FY27, while total income touched INR 39.53 crore, driven by portfolio performance and investment realizations.
Interest income contributed INR 3.84 crore to the top line during the quarter, reflecting the yield generated from lending and interest-bearing assets.
Other income added INR 0.18 crore to the quarterly consolidated figures, supplementing the core revenue streams.
Revenue from operations expanded to INR 39.35 crore in Q2 FY27, driven by higher operational activities and asset yields.
Interest income contributed INR 3.84 crore to the top-line during the quarter.
Other income stood at INR 0.18 crore for the quarter.
NIM, spread, funding cost and credit cost
Finance costs were kept minimal at INR 0.01 crore, supporting robust bottom-line margins by avoiding heavy interest burdens.
Tax expenses for the quarter were recorded at INR 6.39 crore against a PBT of INR 35.59 crore, resulting in an effective tax rate customary for the period's earnings profile.
The company absorbed INR 0.72 crore in depreciation and amortization alongside INR 1.01 crore in provisions during the quarter.
Finance costs were kept minimal at INR 0.01 crore, supporting profitability at the bottom line.
Depreciation expenses remained stable at INR 0.72 crore for the quarter.
Tax expense for the quarter was reported at INR 6.39 crore.
04 · Reported developments
What changed operationally
Reported consolidated PAT of INR 29.20 crore accompanied by an EPS of INR 27.14 for the quarter.
The company posted a consolidated PAT of INR 29.20 crore for Q2 FY27 with an EPS of INR 27.14.
05 · Items worth noticing
The line items that can distort a quick read
The company recorded provisions amounting to INR 1.01 crore during the quarter.
The company recognized provisions amounting to INR 1.01 crore during the quarter.
06 · Funding & balance sheet
How funding, liquidity and capital support the loan book
Capital allocation & funding
The filing reports a negligible finance cost of INR 0.01 crore for Q2 FY27, indicating minimal debt usage.
07 · Beyond the numbers
What changed beyond the numbers
Reported update
Consolidated Reporting Scope
Financial results are published on a consolidated basis under IND-AS framework for NBFCs.
Reported update
Consolidated Financial Reporting
The financial results for Q2 FY27 were submitted in accordance with structured XBRL reporting formats for NBFCs under Ind AS.
08 · Key Q&A
The quarter, answered directly
What does SIL Investments do?
SIL Investments Limited operates as a non-banking financial company (NBFC) engaged in investment and lending activities, deploying capital across various financial instruments and asset classes.
What is the clearest takeaway from Q2 FY27?
SIL Investments posted consolidated total revenue of INR 39.35 crore for the quarter ended September 30, 2026, marking a robust expansion compared to the preceding quarter.
What drove earnings or loan-book movement?
Consolidated revenue reached INR 39.35 crore in Q2 FY27, while total income touched INR 39.53 crore, driven by portfolio performance and investment realizations.
What mattered most for margins, funding or credit cost?
Finance costs were kept minimal at INR 0.01 crore, supporting robust bottom-line margins by avoiding heavy interest burdens.
What changed operationally beyond the headline numbers?
Financial results are published on a consolidated basis under IND-AS framework for NBFCs.
What should the next disclosure help confirm?
Track subsequent quarterly disclosures to evaluate the sustainability of investment realizations and interest income.
09 · Scenario calculator
Earnings sensitivity: what if growth and margins change?
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10 · Next filing checkpoints
What the next disclosure can confirm or change
- 01
Subsequent Quarter Filings: Track subsequent quarterly disclosures to evaluate the sustainability of investment realizations and interest income.
- 02
Provisioning Trends: Monitor future provision levels (recorded at INR 1.01 crore in Q2 FY27) for any shifts in asset quality or portfolio risk.
- 03
Subsequent Quarter Filings: Monitor upcoming financial disclosures for trends in interest income, asset quality, and provisioning levels.
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