The Motor & General Finance LimitedQ1 FY27 Results & Financial Update
The Motor & General Finance Limited: Q1 FY27 consolidated results and company financials – revenue ₹1.86 Cr, PAT ₹2.27 Cr. Explore reported YoY/QoQ movements, margins, business drivers and management commentary. This page does not provide a rating, target price or investment recommendation.
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Chart · Market context
The Motor & General Finance price & chart
Quarter overview
Quarterly earnings analysis
During the quarter ended June 30, 2026, The Motor & General Finance Limited reported a consolidated revenue from operations of INR 1.86 crore, reflecting steady business activity compared to the preceding quarters.
Total income for Q1 FY27 stood at INR 4.27 crore, bolstered by other income components recognized during the period, compared to INR 2.36 crore in the corresponding quarter of the previous year.
Profit before tax (PBT) for the quarter stood at INR 2.65 crore, showing a significant increase from INR 0.23 crore reported in Q1 FY25, while dropping sequentially from the exceptional real estate asset sale-heavy figures of the previous quarter.
Net profit after tax (PAT) for the quarter closed at INR 2.27 crore, translating to basic and diluted earnings per share (EPS) of INR 0.59.
The company's operational expenses remained well-controlled during the period, with employee benefit expenses at INR 0.54 crore and other expenses at INR 0.92 crore.
The statutory auditors issued an unmodified review report on both the standalone and consolidated financial statements for the quarter ended June 30, 2026.
The board of directors convened on August 11, 2026, to approve the financial disclosures and set the date for the 96th Annual General Meeting scheduled for September 24, 2026.
01 · Business model
What does The Motor & General Finance do?
The Motor & General Finance Limited is primarily engaged in the single business segment of lease, renting, and sale of immovable property.
The company operates out of its registered and head office at M.G.F. House on Asaf Ali Road in New Delhi, carrying forward a long history of corporate presence in Indian financial and real estate asset management.
The consolidated financial results include the accounts of its associate company, India Lease Development Limited, in which the company holds a 31.35% equity stake.
02 · Historical context
What shaped the business before this quarter
During the financial year ended March 31, 2026, the company completed the sale of a major property classified under Investment Property, generating a substantial pre-tax net gain of INR 16,007.16 lakhs which was recorded under exceptional items.
03 · Financial snapshot
Current quarter vs the two useful baselines
| Metric | Q1 FY27 | Year-ago | Previous quarter |
|---|---|---|---|
| Revenue from operations | ₹1.86 Cr | ₹1.79 Cr | ₹1.74 Cr |
| Total income | ₹4.27 Cr | ₹2.36 Cr | ₹1.95 Cr |
| Profit before tax | ₹2.65 Cr | ₹0.23 Cr | ₹159.04 Cr |
| Profit after tax | ₹2.27 Cr | ₹0.23 Cr | ₹145.48 Cr |
| EPS | ₹0.59 | ₹0.06 | ₹37.56 |
Financial interpretation
What the reported numbers mean
Profit after tax represented 121.8% of reported quarterly operating revenue. This is a calculated net-profit-to-sales ratio, not a company-reported operating margin. It measures the outcome after expenses and tax; it does not, by itself, establish how margins changed versus another period.
Profit before tax was equivalent to 142.3% of quarterly operating revenue. The distinction between pre-tax and post-tax profit matters when interpreting earnings; neither ratio identifies an underlying cost driver without a properly matched comparative period.
Total income exceeded operating revenue by ₹2.40 crore. This is the disclosed difference between the two lines, not incremental sales. The distinction matters when assessing how much of the quarter’s reported income came from the operating top line.
Ratios above are calculated from the reported quarterly figures. They are analytical descriptions, not company-reported margin guidance or an investment recommendation.
04 · Why it moved
Why the quarter looked the way it did
What drove revenue
Revenue from operations primarily arises from the leasing, renting, and sale of immovable properties owned by the company, bringing in INR 1.86 crore during the quarter.
The company recorded other income of INR 2.40 crore during Q1 FY27, which elevated total income to INR 4.27 crore.
What drove margins
Employee costs were stable at INR 0.54 crore for the quarter, reflecting consistent operational staffing overheads.
Depreciation and amortization expenses stood at INR 0.09 crore, while finance costs remained modest at INR 0.06 crore.
05 · Segments, products & geography
Which parts of the business are doing the work
Segments and products
In accordance with Ind AS 108, the company operates in a single primary reportable business segment: 'Lease/ Renting/Sale of Immovable Property'.
06 · Reported developments
What changed operationally
The statutory auditors, Jagdish Chand & Co., issued an unmodified limited review opinion on both standalone and consolidated financial results for Q1 FY27.
07 · Pressure points & risks
What is not going smoothly
The review report of associate company India Lease Development Limited highlighted an emphasis of matter regarding non-satisfaction of the principal business criteria under Section 45-I(f) of the RBI Act, as financial assets constituted less than 50% of its total assets.
08 · Items worth noticing
The line items that can distort a quick read
Unlike the previous quarter which included large exceptional gains from property sales, Q1 FY27 contained no material exceptional items.
09 · Beyond the numbers
What changed beyond the numbers
96th Annual General Meeting
The board approved convening the 96th Annual General Meeting of the company on Thursday, September 24, 2026, through video conferencing.
Management Re-appointment
The board recommended and approved the re-appointment of Shri Rajiv Gupta as Chairman & Managing Director & CEO, retiring by rotation at the upcoming AGM.
10 · Previous-quarter changes
What changed since the previous quarter
Compared to the previous quarter ended March 31, 2026, which featured exceptional gains from property sales exceeding INR 160 crore, Q1 FY27 reflected normalized recurring operational income without large extraordinary real estate disposal items.
11 · Key Q&A
The quarter, answered directly
What does The Motor & General Finance do?
The Motor & General Finance Limited is primarily engaged in the single business segment of lease, renting, and sale of immovable property.
What is the clearest takeaway from Q1 FY27?
During the quarter ended June 30, 2026, The Motor & General Finance Limited reported a consolidated revenue from operations of INR 1.86 crore, reflecting steady business activity compared to the preceding quarters.
What drove revenue or demand?
Revenue from operations primarily arises from the leasing, renting, and sale of immovable properties owned by the company, bringing in INR 1.86 crore during the quarter.
What mattered most for margins or profitability?
Employee costs were stable at INR 0.54 crore for the quarter, reflecting consistent operational staffing overheads.
What changed operationally beyond the headline numbers?
The board approved convening the 96th Annual General Meeting of the company on Thursday, September 24, 2026, through video conferencing.
What are the main pressure points disclosed for the quarter?
The review report of associate company India Lease Development Limited highlighted an emphasis of matter regarding non-satisfaction of the principal business criteria under Section 45-I(f) of the RBI Act, as financial assets constituted less than 50% of its total assets.
12 · Scenario calculator
Earnings sensitivity: what if growth and margins change?
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13 · Next filing checkpoints
What the next disclosure can confirm or change
- 01
AGM Proceedings: Monitor the proceedings and shareholder resolutions at the 96th Annual General Meeting scheduled for September 24, 2026.
- 02
Long-Term Investment Valuation: Track the management's assessment of provisions for diminution in the value of long-term investments slated for review in the annual accounts ending March 31, 2027.
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