Aditya Birla Money LimitedQ2 FY27 Results & Financial Update
Aditya Birla Money Limited: Q2 FY27 standalone results and company financials – revenue ₹137.69 Cr, PAT ₹10.89 Cr. Explore reported YoY/QoQ movements, margins, business drivers and management commentary. This page does not provide a rating, target price or investment recommendation.
Quarter at a glanceCurrent reported figures.Change figures appear when a comparable reported period is available.
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Quarterly Results AnalysisExplore Aditya Birla Money Q2 FY27 quarterly results and earnings: revenue, profit (PAT), EBITDA, margins, YoY and QoQ growth, order book or business updates where reported, financial performance and management commentary. Reported figures and Nivata calculations are shown separately; no buy, sell or hold recommendation is provided.
Quarter overview
Quarterly earnings analysis
Aditya Birla Money Limited reported a standalone revenue from operations of INR 137.69 crore for the quarter ended September 30, 2026, marking an increase compared to INR 130.77 crore in the preceding quarter ended June 30, 2026.
Total income for Q2 FY27 stood at INR 137.89 crore, moving up from INR 131.46 crore in Q1 FY27, driven by higher interest income contributions.
Profit before tax (PBT) remained stable at INR 15.43 crore for the quarter compared to INR 15.40 crore in the previous quarter.
Profit after tax (PAT) for the quarter was reported at INR 10.89 crore, slightly lower than the INR 11.13 crore recorded in the preceding quarter due to increased tax expenses.
Basic and diluted earnings per share (EPS) stood at INR 1.93 for the quarter, compared to INR 1.97 in the previous quarter.
Operating margin for the quarter was reported at 11.21%, compared to 11.78% in the preceding quarter, while net profit margin stood at 7.91% compared to 8.51% previously.
01 · Business model
What does Aditya Birla Money do?
Aditya Birla Money Limited operates primarily in financial services, offering comprehensive broking and securities services along with wholesale debt market activities.
The company generates its operating revenues from interest income on lending and margin activities, fees and commission income from brokerage operations, and net gains on fair value changes from debt securities and mutual fund investments.
Its business model revolves around capturing client volumes across retail and institutional segments, utilizing short-term debt and financing structures to support its operations and asset base.
02 · Financial snapshot
Current quarter vs the available comparable
| Metric | Q2 FY27 | Previous quarter |
|---|---|---|
| Revenue from operations | ₹137.69 Cr | ₹130.77 Cr |
| Total income | ₹137.89 Cr | ₹131.46 Cr |
| Profit before tax | ₹15.43 Cr | ₹15.40 Cr |
| Profit after tax | ₹10.89 Cr | ₹11.13 Cr |
| EPS | ₹1.93 | ₹1.97 |
Financial interpretation
What the reported numbers mean
Profit after tax represented 7.9% of reported quarterly operating revenue. This is a calculated net-profit-to-sales ratio, not a company-reported operating margin. It measures the outcome after expenses and tax; it does not, by itself, establish how margins changed versus another period.
Profit before tax was equivalent to 11.2% of quarterly operating revenue. The distinction between pre-tax and post-tax profit matters when interpreting earnings; neither ratio identifies an underlying cost driver without a properly matched comparative period.
Total income exceeded operating revenue by ₹0.19 crore. This is the disclosed difference between the two lines, not incremental sales. The distinction matters when assessing how much of the quarter’s reported income came from the operating top line.
Ratios above are calculated from the reported quarterly figures. They are analytical descriptions, not company-reported margin guidance or an investment recommendation.
03 · Why it moved
Why the quarter looked the way it did
What drove revenue
Interest income rose to INR 78.45 crore in Q2 FY27 from INR 70.75 crore in Q1 FY27, acting as the primary driver for top-line expansion.
Fees and commission income remained steady at INR 46.99 crore during the quarter compared to INR 46.20 crore in the preceding quarter.
Net gain on fair value changes from debt securities and mutual fund investments contributed INR 12.26 crore, compared to INR 1.38 crore in the previous quarter.
What drove margins
Finance costs increased to INR 46.12 crore during the quarter from INR 43.67 crore in Q1 FY27.
Employee benefits expense stood at INR 32.49 crore, while other expenses were recorded at INR 19.49 crore for the quarter.
04 · Segments, products & geography
Which parts of the business are doing the work
Segments and products
The broking segment generated revenue of INR 107.41 crore in Q2 FY27, up from INR 98.14 crore in Q1 FY27, with segment results improving significantly to INR 350.51 lakh from INR 101.13 lakh.
Wholesale debt market revenue stood at INR 29.47 crore compared to INR 31.95 crore in the preceding quarter, with segment results at INR 11.82 crore.
05 · Reported developments
What changed operationally
Total revenue from operations increased by 5.29% sequentially to INR 137.69 crore in Q2 FY27.
06 · Items worth noticing
The line items that can distort a quick read
Total tax expense for the quarter was recorded at INR 4.54 crore, consisting of current tax of INR 475.80 lakh and deferred tax of INR (22.24) lakh.
07 · Cash flow & balance sheet
Profit is one thing. Cash and funding tell another part of the story.
Net cash generated from operating activities for the half year ended September 30, 2026, was INR 17.96 crore, compared to a net outflow of INR 160.99 crore in the corresponding previous period.
Capital allocation & funding
Outstanding debt stood at INR 2,37,277.55 lakh as of September 30, 2026, compared to INR 2,17,928.54 lakh as of March 31, 2026.
The debt-equity ratio was reported at 7.34 times as of September 30, 2026, compared to 7.36 times as of June 30, 2026.
08 · Previous-quarter changes
What changed since the previous quarter
Net profit after tax experienced a minor sequential reduction of 2.11% to INR 10.89 crore due to higher tax provisions.
09 · Key Q&A
The quarter, answered directly
What does Aditya Birla Money do?
Aditya Birla Money Limited operates primarily in financial services, offering comprehensive broking and securities services along with wholesale debt market activities.
What is the clearest takeaway from Q2 FY27?
Aditya Birla Money Limited reported a standalone revenue from operations of INR 137.69 crore for the quarter ended September 30, 2026, marking an increase compared to INR 130.77 crore in the preceding quarter ended June 30, 2026.
What drove revenue or demand?
Interest income rose to INR 78.45 crore in Q2 FY27 from INR 70.75 crore in Q1 FY27, acting as the primary driver for top-line expansion.
What mattered most for margins or profitability?
Finance costs increased to INR 46.12 crore during the quarter from INR 43.67 crore in Q1 FY27.
What should the next disclosure help confirm?
Monitor the performance trajectory of the broking and wholesale debt market segments in subsequent quarters.
10 · Scenario calculator
Earnings sensitivity: what if growth and margins change?
Starting point
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Example: enter 10 for 10% revenue growth. Enter -100 for a 1 percentage-point margin decline.
Scenario output
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The calculator holds the selected margin basis constant except for the basis-point adjustment you enter. It does not estimate tax, finance cost, dilution, working capital, valuation or share price.
11 · Next filing checkpoints
What the next disclosure can confirm or change
- 01
Segment Performance: Monitor the performance trajectory of the broking and wholesale debt market segments in subsequent quarters.
- 02
Debt and Leverage Levels: Track movements in outstanding debt and the debt-equity ratio across upcoming reporting cycles.
Learn the metrics
Need the concepts first?
Use Nivata’s plain-English guides to understand the accounting terms used in this brief before interpreting them.