Team India Guaranty LimitedQuarter ended 30th June, 2026 Results & Financial Update
Team India Guaranty Limited: Quarter ended 30th June, 2026 standalone results and company financials – revenue ₹2.83 Cr, PAT ₹0.94 Cr. Explore reported YoY/QoQ movements, margins, business drivers and management commentary. This page does not provide a rating, target price or investment recommendation.
Quarter at a glanceReported figures and period changes.Changes compare like-for-like reported periods where available.
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Quarterly Results AnalysisExplore Team India Guaranty Quarter ended 30th June, 2026 quarterly results and earnings: revenue, profit (PAT), EBITDA, margins, YoY and QoQ growth, order book or business updates where reported, financial performance and management commentary. Reported figures and Nivata calculations are shown separately; no buy, sell or hold recommendation is provided.
Quarter overview
Quarterly earnings analysis
During the quarter ended 30th June, 2026, Team India Guaranty Limited reported revenue from operations of INR 2.83 crore, reflecting substantial growth compared to both the preceding quarter and the corresponding quarter of the previous financial year.
Total income for the period stood at INR 2.83 crore, supported by robust interest income contributions amounting to INR 2.17 crore alongside net gains on fair value changes.
Profit before tax (PBT) for Q1 FY27 was recorded at INR 0.75 crore, exhibiting an increase compared to the year-ago period but moderating sequentially relative to the quarter ended 31st March, 2026.
Net profit after tax (PAT) reached INR 0.94 crore for the quarter, bolstered by a tax credit reversal during the period, resulting in basic and diluted earnings per share (EPS) of INR 1.04.
Total expenses for the quarter amounted to INR 2.08 crore, which included employee benefit expenses of INR 1.16 crore and other expenses totaling INR 0.83 crore.
The statutory auditors completed a limited review of the unaudited standalone financial results, confirming that the statements comply with Indian Accounting Standards (Ind AS 34) and relevant RBI prudential norms.
The company confirmed that it operates within a single reportable business segment relating to investing and financial activities and operates exclusively within the domestic geography.
01 · Business model
What does Team India Guaranty do?
Team India Guaranty Limited (formerly known as Times Guaranty Limited) is a non-banking financial company (NBFC) engaged in investing and financial activities within the domestic market.
The company generates its operating revenues primarily through interest income earned on financial assets, dividend income, rental income, and advisory fees and commissions, alongside net gains or losses on fair value changes of financial instruments.
Its operational model revolves around capital deployment, treasury management, and related financial services, functioning under the regulatory framework of the Reserve Bank of India (RBI).
02 · Historical context
What shaped the business before this quarter
Previously known as Times Guaranty Limited, the company changed its name to Team India Guaranty Limited, which does not signify any alteration in its line of business or the initiation of new business segments.
03 · Financial snapshot
Current quarter vs the two useful baselines
| Metric | Quarter ended 30th June, 2026 | Year-ago | Previous quarter |
|---|---|---|---|
| Total income | ₹2.83 Cr | ₹1.26 Cr | ₹1.56 Cr |
| Profit before tax | ₹0.75 Cr | ₹0.79 Cr | ₹-0.64 Cr |
| Profit after tax | ₹0.94 Cr | ₹0.56 Cr | ₹-0.69 Cr |
| EPS | ₹1.04 | ₹0.62 | ₹-0.71 |
04 · Earnings & margin drivers
What drove earnings and margins
What drove net interest income and earnings
Interest income from operations formed the largest revenue component, contributing INR 2.17 crore for the quarter ended 30th June, 2026.
The company recorded net gains on fair value changes amounting to INR 0.64 crore during the quarter.
NIM, spread, funding cost and credit cost
Employee benefit expenses stood at INR 1.16 crore for the quarter, forming a major operational cost component.
The company recorded a net tax credit of INR 0.19 crore for the quarter, driven by deferred tax adjustments and MAT credit.
05 · Portfolio mix & lending exposure
Where the loan book is concentrated
Segments and products
The company operates in a single reportable segment comprising income from investing and financial activities, in accordance with Ind AS 108.
Geography and market mix
All operations of the company are concentrated within a single geographical segment in India.
06 · Strategy & portfolio evolution
How the lending mix and strategic agenda are changing
The company confirmed that it is not undertaking any change in its line of business or initiating new projects.
07 · Reported developments
What changed operationally
The company reported a net profit after tax of INR 0.94 crore for Q1 FY27, backed by stronger operating revenues and tax credits.
08 · Items worth noticing
The line items that can distort a quick read
The quarter's bottom line was impacted by a net tax reversal of INR 0.19 crore, comprising current tax, deferred tax, and MAT credit adjustments.
09 · Funding & balance sheet
How funding, liquidity and capital support the loan book
Capital allocation & funding
The Board of Directors approved a proposal to enhance the overall borrowing limit of the company to an aggregate amount not exceeding INR 200 crore, subject to shareholder approval.
10 · Beyond the numbers
What changed beyond the numbers
Reported update
Board Appointment
Mr. Anil Poddar was appointed as an Additional Director in the category of Non-Executive Independent Director for a term of five years, effective 14th August, 2026.
Reported update
Material Related Party Transactions
The Board approved proposed material related party transactions with Team India Managers Limited and New Berry Advisors Limited for an aggregate amount not exceeding INR 25 crore each, subject to shareholder approval.
Reported update
Annual General Meeting
The 36th Annual General Meeting of the company has been scheduled for Monday, 21st September, 2026, to be held via video conferencing.
11 · Key Q&A
The quarter, answered directly
What does Team India Guaranty do?
Team India Guaranty Limited (formerly known as Times Guaranty Limited) is a non-banking financial company (NBFC) engaged in investing and financial activities within the domestic market.
What is the clearest takeaway from Quarter ended 30th June, 2026?
During the quarter ended 30th June, 2026, Team India Guaranty Limited reported revenue from operations of INR 2.83 crore, reflecting substantial growth compared to both the preceding quarter and the corresponding quarter of the previous financial year.
What drove earnings or loan-book movement?
Interest income from operations formed the largest revenue component, contributing INR 2.17 crore for the quarter ended 30th June, 2026.
What mattered most for margins, funding or credit cost?
Employee benefit expenses stood at INR 1.16 crore for the quarter, forming a major operational cost component.
What changed operationally beyond the headline numbers?
The company confirmed that it is not undertaking any change in its line of business or initiating new projects.
What should the next disclosure help confirm?
Monitor the proceedings of the 36th Annual General Meeting regarding the approval of enhanced borrowing limits and material related party transactions.
12 · Scenario calculator
Earnings sensitivity: what if growth and margins change?
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13 · Next filing checkpoints
What the next disclosure can confirm or change
- 01
Shareholder Approvals: Monitor the proceedings of the 36th Annual General Meeting regarding the approval of enhanced borrowing limits and material related party transactions.
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