Viji Finance LimitedQ1 FY27 Results & Financial Update

Viji Finance Limited: Q1 FY27 standalone results and company financials – revenue ₹0.89 Cr, PAT ₹1.14 Cr. Explore reported YoY/QoQ movements, margins, business drivers and management commentary. This page does not provide a rating, target price or investment recommendation.

NSE: VIJIFINPublished 22 Sep 2026Updated 2 Oct 2026~6 min read
Quarter at a glanceCurrent reported figures.Change figures appear when a comparable reported period is available.
Revenue from operations₹0.89 CrReported Q1 FY27
Profit after tax₹1.14 CrReported Q1 FY27
EPS₹0.07Reported Q1 FY27

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Quarterly Results AnalysisExplore Viji Finance Q1 FY27 quarterly results and earnings: revenue, profit (PAT), EBITDA, margins, YoY and QoQ growth, order book or business updates where reported, financial performance and management commentary. Reported figures and Nivata calculations are shown separately; no buy, sell or hold recommendation is provided.

Quarter overview

Quarterly earnings analysis

01

Viji Finance Limited reported its standalone un-audited financial results for the quarter ended 30 June 2026, showcasing total income of INR 2.0737 crore, driven by interest income of INR 0.8880 crore and other income of INR 1.1857 crore.

02

Profit before tax (PBT) for the quarter stood at INR 1.5291 crore, while net profit after tax (PAT) reached INR 1.1371 crore after accounting for a total tax expense of INR 0.3920 crore.

03

Total expenses for the quarter were contained at INR 0.5446 crore, consisting of finance costs of INR 0.1783 crore, employee benefit expenses of INR 0.0540 crore, depreciation and amortisation of INR 0.0805 crore, and other expenses of INR 0.2318 crore which included ROC fees of INR 0.1080 crore.

05

During the quarter, the preferential allotment committee undertook significant capital-raising activities, allotting 8.85 crore share warrants convertible into equity shares at INR 2.80 each, of which 9 warrant holders exercised their conversion rights for 3.04 crore warrants, resulting in paid-up capital expansion.

01 · Financial snapshot

Current-quarter financial snapshot

MetricQ1 FY27
Revenue from operations₹0.89 Cr
Total income₹2.07 Cr
Profit before tax₹1.53 Cr
Profit after tax₹1.14 Cr
EPS₹0.07

Financial interpretation

What the reported numbers mean

Profit conversion

Profit after tax represented 128.1% of reported quarterly operating revenue. This is a calculated net-profit-to-sales ratio, not a company-reported operating margin. It measures the outcome after expenses and tax; it does not, by itself, establish how margins changed versus another period.

Pre-tax earnings

Profit before tax was equivalent to 172.2% of quarterly operating revenue. The distinction between pre-tax and post-tax profit matters when interpreting earnings; neither ratio identifies an underlying cost driver without a properly matched comparative period.

Operating revenue versus total income

Total income exceeded operating revenue by ₹1.19 crore. This is the disclosed difference between the two lines, not incremental sales. The distinction matters when assessing how much of the quarter’s reported income came from the operating top line.

Ratios above are calculated from the reported quarterly figures. They are analytical descriptions, not company-reported margin guidance or an investment recommendation.

02 · Why it moved

Why the quarter looked the way it did

What drove revenue

Interest Income

Generated INR 0.8880 crore from interest-bearing financing activities during the quarter.

Other Income

Contributed significantly to total top-line performance with INR 1.1857 crore during the quarter.

What drove margins

Finance Costs

Incurred INR 0.1783 crore towards borrowing and financing expenses to support operations.

Operating Expenses

Overhead expenses totaled INR 0.2318 crore, inclusive of regulatory Registrar of Companies (ROC) filing fees amounting to INR 0.1080 crore.

03 · Segments, products & geography

Which parts of the business are doing the work

Segments and products

Single Segment Operations

The company operated entirely within a single business segment focused on finance services for the quarter ended 30 June 2026.

04 · Strategy & new businesses

How the company is trying to change its growth mix

Share Warrant Allotment and Conversion

The preferential allotment committee allotted 8.85 crore share warrants at INR 2.80 each on 16 June 2026. Subsequently, 9 warrant holders exercised conversion rights for 3.04 crore warrants upon paying the balance 75% (INR 2.10 per share), leading to the allotment of 3.04 crore equity shares and raising the paid-up capital.

Authorised Capital Expansion

The board approved increasing the authorised share capital from INR 30.00 crore to INR 75.00 crore, subject to shareholder approval at the upcoming annual general meeting.

05 · Reported developments

What changed operationally

Profitable Operations

Achieved a net profit of INR 1.1371 crore for the quarter ended 30 June 2026.

06 · Beyond the numbers

What changed beyond the numbers

Reported update

Board and Management Changes

Mr. Aryaman Kothari was appointed as an Additional Director and Whole-Time Director for 3 years effective 14 July 2026. Additionally, Mrs. Sejal Riddhesh Shah resigned as Non-Executive Non-Independent Director, and Ms. Sakshi Chourasiya was re-appointed as Non-Executive Independent Director for a second five-year term.

07 · Key Q&A

The quarter, answered directly

What is the clearest takeaway from Q1 FY27?

Viji Finance Limited reported its standalone un-audited financial results for the quarter ended 30 June 2026, showcasing total income of INR 2.0737 crore, driven by interest income of INR 0.8880 crore and other income of INR 1.1857 crore.

What drove revenue or demand?

Generated INR 0.8880 crore from interest-bearing financing activities during the quarter.

What mattered most for margins or profitability?

Incurred INR 0.1783 crore towards borrowing and financing expenses to support operations.

What changed operationally beyond the headline numbers?

The preferential allotment committee allotted 8.85 crore share warrants at INR 2.80 each on 16 June 2026. Subsequently, 9 warrant holders exercised conversion rights for 3.04 crore warrants upon paying the balance 75% (INR 2.10 per share), leading to the allotment of 3.04 crore equity shares and raising the paid-up capital.

What should the next disclosure help confirm?

Monitor the receipt of listing and trading approvals from stock exchanges for the 3.04 crore equity shares issued upon warrant conversion.

08 · Scenario calculator

Earnings sensitivity: what if growth and margins change?

Starting point

Build your own next-quarter scenario

Reported values are prefilled where a comparable basis is available. Otherwise, the field starts at 0. You can overwrite every field.

Example: enter 10 for 10% revenue growth. Enter -100 for a 1 percentage-point margin decline.

Scenario output
Scenario revenue / income₹0 cr
Scenario profit after tax₹0 cr
Profit change vs base₹0 cr (0%)
Scenario margin0%
Growth needed to keep profit flat after this margin move0%

The calculator holds the selected margin basis constant except for the basis-point adjustment you enter. It does not estimate tax, finance cost, dilution, working capital, valuation or share price.

09 · Next filing checkpoints

What the next disclosure can confirm or change

  1. 01

    Listing Approvals: Monitor the receipt of listing and trading approvals from stock exchanges for the 3.04 crore equity shares issued upon warrant conversion.

  2. 02

    Shareholder Approvals: Track approvals at the ensuing Annual General Meeting regarding the increase in authorised share capital to INR 75.00 crore.

Learn the metrics

Need the concepts first?

Use Nivata’s plain-English guides to understand the accounting terms used in this brief before interpreting them.

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